Subsidized Loan
As a graduate student you are not eligible for a Federal Direct Subsidized loan.
Unsubsidized Loan
To be eligible for an Federal Direct Unsubsidized loan you must file a FAFSA. The Federal Direct Unsubsidized loan will accrue interest while you continue to be enrolled at least half-time. The interest will begin to accrue with the initial disbursement. You can pay the interest while you are in school, during grace periods and deferment/forbearance periods, or you can allow it to accrue. The Federal Direct Unsubsidized loan interest rate changes annually. View the current rate (be sure to scroll down the page to view the rates).
Graduate or Professional PLUS Loan
Graduate or professional students enrolled at least half-time are eligible for a Federal Direct Graduate or Professional PLUS loan. You don't have to start making payments until six months after you graduate, leave school, or drop below half-time enrollment. Interest accrues while you are enrolled.
Pell Grant
As a graduate student you are not eligible for a Pell Grant.
Private Alternative Loans
Private or alternative loans are available to students who are interested in pursuing loans other than federal loans, are not eligible for federal loans, or who need assistance beyond their federal financial aid eligibility.
Research, compare, and apply for a private alternative loan at elmselect.com. Alternative loans are provided by a third party lenders. You can request an amount up to your cost of attendance.