The following medical plan info is for employees designated as Faculty or Administrative/Auxiliary staff. Not you? View Colorado State Classified employee medical plans on the State's website.
Cigna Health Plans
Colorado Mesa University Faculty and Administrative Staff have four Medical Insurance Plans available, all provided by Cigna Health Plans.
2025 Cigna High Level Medical Plan Comparison
2024 Cigna High Level Medical Plan Comparison
Medical Plan Benefit Summaries effective 01/01/2025
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- OAP 350
- OAPIN 1250
- OAP HDHPQ 4000 (HSA eligible - see below)
- OAP HSA 4000
Medical Plan Benefit Summaries effective 01/01/2024
- OAP 350
- OAPIN 1250
- OAP HDHPQ 3500 (HSA eligible - see below)
- OAP HSA 3500
- OAPIN 5000
Health Savings Account (HSA)
Employees enrolled in the HDHP plan may choose to enroll in a Health Savings Account. View our benefits guide for information on HSA Plan limits.
CMU partners with Cigna and Home Loan State Bank for employees who are enrolled in the HDHP and wish to enroll in a Health Savings Account (HSA).
Flexible Spending Accounts
Colorado Mesa University offers a Flexible Benefit Plan to benefits eligible Faculty and Administrative Staff. The Flexible Benefit Plan is provided by Cigna and is made possible by Sections 105, 106, 126 and 129 of the Internal Revenue Code. There are three separate and optional components under the Plan: Pre-Tax Insurance Premium Payments, Health Care Spending Account, and Dependent Care Spending Account. These options provide you with the opportunity to pay some of your insurance premiums and other eligible family expenses with pre-tax dollars
2025 Healthcare FSA Limit: $3,300
2025 Dependent Care FSA Limit: $5,000
Wellness Program
Colorado Mesa University wants to reward you for taking an active interest in your health by giving you the opportunity to earn a wellness incentive. This voluntary program is designed to encourage you to make smart choices, fulfill preventive health services, and engage in healthy behaviors towards achieving your healthy best, giving you the opportunity to earn rewards based on points/levels you accomplish.
If you are enrolled in one of CMU’s medical plans you’re eligible to participate in this program through Cigna, titled Virgin Pulse.
To qualify for the incentive, you must reach a certain number of points through a biometric screening, claim process or self-reported wellness activities.