Answer:
If a Parent PLUS loan is denied, students and parents have three options:
Obtain an endorser
If you get an adverse credit result, you can still qualify for a PLUS loan if you get an endorser. To go this route, you’ll also have to complete PLUS Credit Counseling.
File an Appeal
If you get an adverse credit result, you may be able to file an appeal to ask for additional review. If you go this route, you’ll also need to complete PLUS Credit Counseling.
Get additional Direct Unsubsidized Loans
If you’re a parent and you’re unable to get a PLUS loan, your child may be able to get additional unsubsidized loan funds.
Learn more about your options if your PLUS loan is denied on the Federal Student Aid website
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